101 Reasons Why You Should Not Be Without a Personal or Family Legal Service Plan

Life is unpredictable, and legal issues can arise when you least expect them. Whether you are buying your first home, going through a divorce, dealing with a difficult landlord, or simply need your will updated, having affordable access to an experienced lawyer can make all the difference.

What Can a Personal Legal Service Plan Do For You?

Our Personal Legal Service Plans bridge the legal service gap by providing individuals, families, and business owners across five Canadian provinces (Alberta, British Columbia, Manitoba, Ontario, and Saskatchewan) with affordable, on-demand access to experienced Lawyers for personal, family, and business-related matters.

You will be connected to The Only Proprietary Nationwide Network of Provider Lawyers in North America, and direct unlimited access to your own Dedicated Full-Service Provider Law Firm in your province for covered personal legal situations, and even 24/7 access for covered legal emergencies, no matter how trivial or traumatic they may seem. Because our Law Firms are already prepaid, their sole focus is on serving you, rather than billing you.

Areas of Coverage

Our Personal Legal Service Plans protect you and your family for several individual or family legal issues and assistance with common legal needs and unforeseen legal life events regarding:

Need One More Reason? Here Are 101 More

1. You are buying or selling your home.

2. You are refused a rental or lease by a property manager.

3. You are renting or leasing an apartment.

4. You do not have an up-to-date will and power of attorney, or you need to prepare them.

5. You do not understand the difference between a trust and a will.

6. You have questions about escrow in a home purchase.

7. You have a question about an easement on your property.

8. You have a property line dispute over a newly installed fence.

9. You have an issue with law enforcement entering your property without a warrant.

10. You need your lease agreement reviewed.

11. You receive a foreclosure notice from the bank after one house payment is late.

12. Your family members are attempting to challenge your parent's will.

13. Your parents die and leave you as the executor of their estate.

14. A bank unjustly reports bad credit activity.

15. A caller demands money and threatens to release damaging information about you.

16. A car dealership gains illegal access to your credit history.

17. A creditor threatens to take action against you for your ex-spouse's debts.

18. A creditor tries illegal collection tactics.

19. A friend falls down your stairs and sues you.

20. A friend or neighbour is injured on your property.

21. A friend owes you money and files for bankruptcy.

22. A hairdresser damages your hair with harsh chemicals.

23. A jeweller sells you defective merchandise.

24. A neighbour or school reports you for child abuse.

25. A neighbour trips over a rake in your yard.

26. A merchant refuses to honour a guarantee.

27. A minor is caught breaking into your home.

28. A postal carrier gets injured after slipping on your non-shovelled walkway.

29. A repairman will not stand behind their work.

30. A retail store will not refund or return defective merchandise.

31. A technician charges more than the given estimate.

32. A trespasser is caught poaching on your land.

33. You accidentally back over a neighbour's garbage can with your vehicle.

34. You are called to jury duty.

35. You are cheated by a solicitor.

36. You are being racially profiled by law enforcement.

37. You are denied entry or refused service because of your colour, gender, nationality, race, or religion.

38. You are experiencing racism at college or university.

39. You are experiencing discrimination where you are employed.

40. You are injured when you slip on a wet floor in a public building.

41. You are hit with a bottle at a baseball game.

42. You are scheduled to appear in small claims court.

43. You are selected for an audit.

44. You are subpoenaed or served with legal papers.

45. You are the caregiver of your elderly parents.

46. You are wrongly accused of committing a crime.

47. You believe you are being charged hidden fees by your phone or internet provider.

48. You decide to adopt a child.

49. You decide to get married.

50. You decide to change your name.

51. You do not understand your health insurance plan or new legislation.

52. You exchange angry words with another person, resulting in a slander lawsuit.

53. You have been denied credit for no apparent reason.

54. You have been in an accident while driving a friend's boat.

55. You have been in an accident while driving a friend's vehicle.

56. You need a premarital agreement.

57. You need advice concerning a divorce.

58. You need advice concerning a separation.

59. You need assistance with a suspension of your driver's licence.

60. You need assistance dealing with the CRA.

61. You need assistance having child support enforced.

62. You need assistance with credit card liability resolution.

63. You lose an expensive watch in a hotel, and the manager denies liability.

64. You lose your personal identification.

65. You made a sizable gift to charity.

66. You receive a letter from a creditor, but it is not your debt.

67. You receive a speeding ticket.

68. You receive disability.

69. You take a vacation, and your room has a view of the trash dumpster.

70. Your boat is damaged while in storage.

71. Your car is damaged by a hit-and-run driver.

72. Your car is vandalized in a parking lot.

73. Your car bumper is nicked while parked on the street by a speeding driver.

74. Your car insurance is cancelled after your teenager has an accident.

75. Your car was repossessed unjustly.

76. Your child needs special education in public school.

77. Your child throws a baseball through a neighbour's car window.

78. Your child's school demands a drug or alcohol test.

79. Your dog causes damage to a neighbour's property.

80. Your dog was injured on your property by someone else.

81. Your landlord enters your apartment without permission.

82. Your landlord has served you with an eviction notice.

83. Your landlord raises rent in violation of your verbal agreement.

84. Your landlord refuses to refund your cleaning deposit.

85. Your long drive off the tee injures another player on the golf course.

86. Your neighbour's dog barks for hours every night.

87. Your neighbour's dog bites you or your child.

88. Your new house has bad plumbing and a leaky roof.

89. Your new washing machine or another appliance does not work.

90. Your right to privacy has been invaded.

91. Your son or daughter is injured in a sporting event.

92. Your teenager gets a speeding ticket.

93. Your teenager is accused of shoplifting.

94. Your teenager wrecks your vehicle, resulting in a friend being injured.

95. You are asked to testify as a witness to a crime.

96. You are buying or selling a vehicle.

97. You are in an abusive relationship, and your spouse uses physical force against you.

98. You are in an accident resulting in a personal injury.

99. You are still receiving merchandise on a cancelled subscription.

100. You are stopped for speeding, and a friend has illegal drugs.

101. You need immediate legal advice and cannot afford a traditional retainer.

Build Your Personal Legal Team

Our Personal Legal Service Plans offer the most complete and affordable legal assistance available for ultimate legal protection. Having a Personal Legal Service Plan is a vital tool for anyone seeking to protect their legal rights proactively. With a wide range of legal services for an extremely low monthly fee, you will have access to legal consultation, representation, and support for various legal matters. It is more than just an intelligent decision—it is an investment in your peace of mind and legal security.