Estate Planning Costs in Canada (2026): Wills, Powers of Attorney, and Trusts

Estate Planning is one of the most important steps you can take to protect your family and assets, but many Canadians put it off because they are unsure about the cost. Let us break down what you can expect to pay in 2026.

What Does Estate Planning Include in Canada?

A comprehensive Estate Plan in Canada typically includes a Last Will and Testament, one or more Powers of Attorney (for property and for personal care or health care), and potentially an Inter Vivos (living) trust for more complex situations. Unlike in the United States where Living Trusts are commonly used to avoid probate, Canadian Estate Planning focuses more heavily on Wills and Powers of Attorney.

DIY Will Kits: $30–$100

DIY will kits are available at office supply stores and online. While they are the least expensive option, mistakes can be costly. Improperly witnessed or worded Wills can be challenged in court. This option may work for very simple estates with no real property or complex family situations.

online Will Services: $100–$500

Online platforms offer guided will creation with templates and some customer support. They are more reliable than pure DIY kits and often include Powers of Attorney documents. However, they still lack the personalized legal advice that a lawyer provides.

Lawyer-Prepared Estate Plans: $500–$3,000+

Hiring a lawyer ensures your documents are properly drafted and customized to your specific situation. A basic Will and two Powers of Attorney typically cost between $500 and $1,500. More complex estates involving trusts, business succession planning, or blended families can cost $2,000 to $5,000 or more.

Understanding Probate in Canada

In most Canadian provinces, Wills must go through probate, which involves a court validating the Will and granting the executor authority to administer the estate. Probate fees vary by province—Ontario charges 1.5% on assets over $50,000, while provinces like Alberta and Quebec have lower fees. Proper Estate Planning can help minimize these costs.

Powers of Attorney: Essential in Canada

In Canada, Powers of Attorney are critical documents. A Power of Attorney for property allows someone you trust to manage your finances if you become incapacitated, while a Power of Attorney for personal care (called a health care directive or mandate in some provinces) covers medical and personal decisions.

Why a Personal Legal Service Plan Makes Estate Planning Affordable

With a Personal Legal Service Plan, you get access to experienced lawyers who can help you create a Will, Powers of Attorney, and other essential Estate Planning documents at a fraction of the typical cost.